Products & Services · 2nd Year
Group Insurance Policy — 2nd Year
The Hartford Financial Services Group Group Insurance Policy — 2nd Year increased by 2.6% to 27.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.6%, from 27.0% to 27.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Stable or improving second-year performance suggests strong policy retention and effective risk management.
Detailed definition
Refers to the performance or claims experience specifically for the second year of an insurance policy's lifecycle. This...
Peer comparison
Used by insurers to track the maturation of their book of business and long-term profitability.
Metric ID:
hig_segment_group_insurance_policy_2nd_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 25.8% | 26.1% | 26.5% | 27% | 27.7% |
| QoQ Change | — | +1.2% | +1.5% | +1.9% | +2.6% |
| YoY Change | — | +1.2% | +1.5% | +1.9% | +2.6% |
Range25.8% – 27.7%
CAGR+7.4%
Avg YoY Growth+1.8%
Median YoY Growth+1.7%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — 2nd year?
- The Hartford Financial Services Group (HIG) reported group insurance policy — 2nd year of 27.7% in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — 2nd year changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — 2nd year increased by 2.6% year-over-year, from 27.0% to 27.7%.
- What does group insurance policy — 2nd year mean?
- The claims and financial performance metrics for the second year of a policy.