Products & Services · 2nd Year
Property Insurance — 2nd Year
The Hartford Financial Services Group Property Insurance — 2nd Year remained flat by 0.0% to 58.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 58.1% to 58.1%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stable or decreasing development indicates predictable loss patterns, whereas significant upward adjustments signal adverse loss development.
Detailed definition
This metric measures the cumulative loss development for the second year of an underwriting cohort. It allows actuaries...
Peer comparison
Standard in insurance loss development triangles, often referred to as 'Accident Year 2' or 'Development Year 2'.
Metric ID:
hig_segment_property_insurance_2nd_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 30.6% | 30.1% | 32.1% | 58.1% | 58.1% |
| QoQ Change | — | -1.6% | +6.6% | +81.0% | +0.0% |
| YoY Change | — | -1.6% | +6.6% | +81.0% | +0.0% |
Range30.1% – 58.1%
CAGR+89.9%
Avg YoY Growth+21.5%
Median YoY Growth+3.3%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's property insurance — 2nd year?
- The Hartford Financial Services Group (HIG) reported property insurance — 2nd year of 58.1% in Q4 2025.
- How has The Hartford Financial Services Group's property insurance — 2nd year changed year-over-year?
- The Hartford Financial Services Group's property insurance — 2nd year decreased by 0.0% year-over-year, from 58.1% to 58.1%.
- What does property insurance — 2nd year mean?
- The loss and claim development performance for policies in their second year of coverage.