What does property insurance — 6th year mean?

This metric tracks the loss development for the sixth year of an underwriting cohort, capturing the final stages of claim settlement. It is used to assess the long-term accuracy of actuarial models and the effectiveness of claims management processes. This data is essential for historical performance analysis and future risk modeling.

The Hartford Financial Services Group HIG Property Insurance — 6th Year

Other product segments

General Liability

12.8%+4.1%

Professional liability

10%-2.9%

Automobiles

8.1%-1.2%

Marine

5.6%-9.7%

Package Business

4.4%+2.3%

Workers' Compensation

4%0.0%

Assumed Reinsurance

3.2%+33.3%

Surety Product Line

-0.7%+36.4%

Similar metrics at other companies

EGProperty Insurance — Year six

4.8%+0.2pp

ESN

ESNTProperty Insurance Product Line — Year 6

2%0.0pp

AXSInsurance — Year 6

10.8%—

AFGProperty and casualty insurance — Year 6

6.9%-4.3pp

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Six

1.4%+0.5pp

EGProperty Insurance — Year five

8.8%+0.9pp

Other financials

Income statement

See full

Revenue$7.2B+6.1%

Net income$856.0M+35.9%

EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%

Total debt$4.4B+0.1%

Total equity$18.9B+12.1%

Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%

CapEx$31.0M-18.4%

Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%

Enterprise value$40.91B+1.9%

P/E9×-2.0×

P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp

FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's property insurance — 6th year?: The Hartford Financial Services Group (HIG) reported property insurance — 6th year of 1.9% in Q4 2025.
How has The Hartford Financial Services Group's property insurance — 6th year changed year-over-year?: The Hartford Financial Services Group's property insurance — 6th year increased by 90.0% year-over-year, from 1% to 1.9%.
What does property insurance — 6th year mean?: This metric tracks the loss development for the sixth year of an underwriting cohort, capturing the final stages of claim settlement. It is used to assess the long-term accuracy of actuarial models and the effectiveness of claims management processes. This data is essential for historical performance analysis and future risk modeling.