The Hartford Financial Services Group Surety Product Line — 10th Year decreased by 1533.3% to -4.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1533.3%, from -0.3% to -4.9%. This is a positive signal — lower values indicate better performance for this metric.
Consistent negative development at this maturity stage signals highly effective long-term risk assessment and conservative reserving practices.
This metric measures the financial outcomes or actuarial adjustments for surety obligations that have reached a ten-year...
Similar to 'prior accident year development' metrics reported by major P&C insurers for mature underwriting years.
hig_segment_surety_product_line_10th_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | -1.6% | -1.1% | 0% | -0.3% | -4.9% |
| QoQ Change | — | +31.3% | +100.0% | — | <-999% |
| YoY Change | — | +31.3% | +100.0% | — | <-999% |