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The Hartford Financial Services Group HIG Surety Product Line — 9th Year

Other product segments

General Liability
6.2%+67.6%
Marine
-1.6%-6.7%
Workers' Compensation
1.5%-11.8%
Package Business
1%-28.6%
Professional liability
0.9%-62.5%
Automobiles
0.6%-33.3%
Assumed Reinsurance
-0.3%-400%
Property Insurance
-0.1%0.0%

Similar metrics at other companies

CNA Financial logo
CNASurety — Year 9
0%—
CNA Financial logo
CNASurety — Year 7
-0.9%-0.3pp
CNA Financial logo
CNASurety — Year 10
0%—
CNA Financial logo
CNASurety — Year 8
2.6%+2.4pp
CNA Financial logo
CNASurety — Year 5
6.3%+2.4pp
CNA Financial logo
CNASurety — Year 6
9.2%+3.0pp

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E9×-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's surety product line — 9th year?
The Hartford Financial Services Group (HIG) reported surety product line — 9th year of -0.4% in Q4 2025.
How has The Hartford Financial Services Group's surety product line — 9th year changed year-over-year?
The Hartford Financial Services Group's surety product line — 9th year decreased by 33.3% year-over-year, from -0.3% to -0.4%.
What does surety product line — 9th year mean?
This metric represents the cumulative financial performance or specific actuarial reserve development associated with surety contracts that have reached their ninth year of maturity. It tracks the long-tail risk profile and the accuracy of initial loss estimates for surety bonds issued nine years prior. This is critical for assessing the long-term underwriting discipline and reserve adequacy of the surety product line.