Workers' Compensation — 10th Year
The Hartford Financial Services Group Workers' Compensation — 10th Year increased by 23.1% to 1.6% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A consistent trend of favorable development (negative values) indicates strong historical underwriting and effective claims handling, whereas unexpected adverse development may signal systemic issues in long-tail liability estimation.
Detailed definition
This metric tracks the adjustment to loss reserves for workers' compensation claims originating ten years prior to the c...
Peer comparison
Large commercial insurers typically disclose long-tail reserve development by accident year, allowing investors to compare the maturity and accuracy of legacy claim portfolios across the industry.
hig_segment_workers_compensation_10th_yearHistorical Data
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 1.3% | 1.6% |
| QoQ Change | — | +23.1% |
| YoY Change | — | +23.1% |
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 10th year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 10th year of 1.6% in Q4 2025.
- What does workers' compensation — 10th year mean?
- The adjustment to the estimated cost of workers' compensation claims that occurred ten years ago.