Products & Services · 4th Year
Workers' Compensation — 4th Year
The Hartford Financial Services Group Workers' Compensation — 4th Year increased by 2.5% to 8.3% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
Minimal development at this stage suggests that the majority of claims have been settled or accurately reserved.
Detailed definition
Evaluates the loss development and claim experience for insurance policies in their fourth year of maturity. This stage...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track loss emergence patterns.
Metric ID:
hig_segment_workers_compensation_4th_yearHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 8.1% | 8.3% |
| QoQ Change | — | +2.5% |
| YoY Change | — | +2.5% |
Range8.1% – 8.3%
Avg YoY Growth+2.5%
Median YoY Growth+2.5%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 4th year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 4th year of 8.3% in Q4 2025.
- What does workers' compensation — 4th year mean?
- The financial performance and claim costs associated with insurance policies during their fourth year of coverage.