Products & Services · 9th Year

Workers' Compensation — 9th Year

The Hartford Financial Services Group Workers' Compensation — 9th Year decreased by 11.8% to 1.5% in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2024
Last reportedQ4 2025

How to read this metric

Negative values indicate favorable reserve development, suggesting that initial loss estimates were conservative and have been released back into earnings, while positive values indicate adverse development requiring additional reserve strengthening.

Detailed definition

This metric represents the net favorable or unfavorable development of loss reserves for workers' compensation claims th...

Peer comparison

Peers in the commercial property and casualty sector report similar reserve development metrics, typically categorized by accident year, to demonstrate long-term claims management efficacy.

Metric ID: hig_segment_workers_compensation_9th_year

Historical Data

2 periods
 Q4 '24Q4 '25
Value1.7%1.5%
QoQ Change-11.8%
YoY Change-11.8%
Range1.5%1.7%
Avg YoY Growth-11.8%
Median YoY Growth-11.8%

Frequently Asked Questions

What is The Hartford Financial Services Group's workers' compensation — 9th year?
The Hartford Financial Services Group (HIG) reported workers' compensation — 9th year of 1.5% in Q4 2025.
What does workers' compensation — 9th year mean?
The change in estimated costs for workers' compensation claims from nine years ago based on new information.