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Horace Mann Educators HMN Experience life — Deferred policy acquisition cost amortization

Other product segments

Term Life
$700K-22.2%
Limited-Pay Whole Life
$100K0.0%

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's experience life — deferred policy acquisition cost amortization?
Horace Mann Educators (HMN) reported experience life — deferred policy acquisition cost amortization of $100K in Q1 2026.
How has Horace Mann Educators's experience life — deferred policy acquisition cost amortization changed year-over-year?
Horace Mann Educators's experience life — deferred policy acquisition cost amortization decreased by 0.0% year-over-year, from $100K to $100K.
What is the long-term trend for Horace Mann Educators's experience life — deferred policy acquisition cost amortization?
Over 4 years (2021 to 2025), Horace Mann Educators's experience life — deferred policy acquisition cost amortization has grown at a 0.0% compound annual growth rate (CAGR), from $400K to $400K.
What does experience life — deferred policy acquisition cost amortization mean?
The periodic expense recognized as capitalized acquisition costs are systematically written off over the life of the insurance contracts. This reflects the ongoing cost of maintaining the book of business and matching expenses to earned premiums.