Horace Mann Educators HMN Term Life — Deferred policy acquisition cost amortization

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Questions, answered.

What is Horace Mann Educators's term life — deferred policy acquisition cost amortization?

Horace Mann Educators (HMN) reported term life — deferred policy acquisition cost amortization of $700K in Q1 2026.

How has Horace Mann Educators's term life — deferred policy acquisition cost amortization changed year-over-year?

Horace Mann Educators's term life — deferred policy acquisition cost amortization decreased by 22.2% year-over-year, from $900K to $700K.

What is the long-term trend for Horace Mann Educators's term life — deferred policy acquisition cost amortization?

Over 4 years (2021 to 2025), Horace Mann Educators's term life — deferred policy acquisition cost amortization has grown at a 7.7% compound annual growth rate (CAGR), from $2.3M to $3.1M.

What does term life — deferred policy acquisition cost amortization mean?

The periodic expense recognized in the income statement representing the systematic allocation of deferred acquisition costs over the life of the insurance contracts. This metric reflects the ongoing cost of maintaining the book of business and is essential for evaluating the profitability of the segment over time. Consistent amortization patterns are critical for stable earnings reporting.