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Horace Mann Educators HMN Experience life — Weighted-average crediting rate

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceWeightedAverageCreditingRateDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's experience life — weighted-average crediting rate?
Horace Mann Educators (HMN) reported experience life — weighted-average crediting rate of 4.9% in Q1 2026.
How has Horace Mann Educators's experience life — weighted-average crediting rate changed year-over-year?
Horace Mann Educators's experience life — weighted-average crediting rate decreased by 0.0% year-over-year, from 4.9% to 4.9%.
What does experience life — weighted-average crediting rate mean?
The average interest rate applied to policyholder account balances within the life insurance segment, weighted by the size of the accounts. This rate is a critical lever for maintaining competitiveness in the market while managing the company's interest expense and profitability.