Products & Services · Weighted-average crediting rate
Guaranteed Universal Life — Weighted-average crediting rate
Prudential Financial Guaranteed Universal Life — Weighted-average crediting rate increased by 0.3% to 2.9% in Q1 2026 compared to the prior quarter.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2025
Last reportedQ1 2026
Rolls up toPolicyholder account balances
How to read this metric
A higher rate may attract more customers but compress margins, while a lower rate may improve margins but risk policyholder attrition.
Detailed definition
This metric represents the average interest rate credited to policyholder account balances for Guaranteed Universal Life...
Peer comparison
Similar to 'Crediting Rate' or 'Interest Crediting Rate' disclosed by life insurance companies.
Metric ID:
pru_segment_guaranteed_universal_life_weighted_average_crediting_rateHistorical Data
2 periods
| Q1 '25 | Q1 '26 | |
|---|---|---|
| Value | 2.9% | 2.9% |
| QoQ Change | — | +0.3% |
| YoY Change | — | +0.3% |
Range2.9% – 2.9%
Avg YoY Growth+0.3%
Median YoY Growth+0.3%
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Frequently Asked Questions
- What is Prudential Financial's guaranteed universal life — weighted-average crediting rate?
- Prudential Financial (PRU) reported guaranteed universal life — weighted-average crediting rate of 2.9% in Q1 2026.
- What does guaranteed universal life — weighted-average crediting rate mean?
- The average interest rate applied to the account balances of Guaranteed Universal Life policyholders.