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Horace Mann Educators HMN Indexed Universal Life — Weighted-average crediting rate

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceWeightedAverageCreditingRateDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — weighted-average crediting rate?
Horace Mann Educators (HMN) reported indexed universal life — weighted-average crediting rate of 3.5% in Q1 2026.
How has Horace Mann Educators's indexed universal life — weighted-average crediting rate changed year-over-year?
Horace Mann Educators's indexed universal life — weighted-average crediting rate decreased by 34.0% year-over-year, from 5.3% to 3.5%.
What is the long-term trend for Horace Mann Educators's indexed universal life — weighted-average crediting rate?
Over 2 years (2023 to 2025), Horace Mann Educators's indexed universal life — weighted-average crediting rate has grown at a 43.7% compound annual growth rate (CAGR), from 7.6% to 15.7%.
What does indexed universal life — weighted-average crediting rate mean?
The average interest rate applied to the account balances of Indexed Universal Life policies, weighted by the size of the individual accounts. This metric is critical for assessing the competitiveness of the product and the company's interest rate risk management.