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Horace Mann Educators HMN Life & Retirement — Net Income

Other segment segments

Property & Casualty
$25.8M+56.4%
Corporate & Other
-$12.8M+14.7%
Supplemental & Group Benefits
$8.5M+7.6%

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
Interest expense9.69.6
Total segment expenses$184.8$122.5$65.8$13.3$386.4
Pretax profit (loss)$33.0$20.7$14.3$(10.8)$57.2
Income tax expense7.24.13.1(5.4)9.0
Segment profit (loss) (Core earnings)25.816.611.2(5.4)48.2
Net investment losses (after-tax)(0.1)(0.1)
Non-core income adjustments (after-tax)3.6(2.7)(7.3)(6.5)
Net income$25.8$20.1$8.5$(12.8)$41.6

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's life & retirement — net income?
Horace Mann Educators (HMN) reported life & retirement — net income of $20.1M in Q2 2026.
How has Horace Mann Educators's life & retirement — net income changed year-over-year?
Horace Mann Educators's life & retirement — net income increased by 0.5% year-over-year, from $20M to $20.1M.
What is the long-term trend for Horace Mann Educators's life & retirement — net income?
Over 4 years (2021 to 2025), Horace Mann Educators's life & retirement — net income has grown at a -10.6% compound annual growth rate (CAGR), from $89.1M to $56.8M.
What does life & retirement — net income mean?
Represents the bottom-line profitability of the Life and Retirement business segment after accounting for all revenues, operating expenses, investment results, and taxes. This metric reflects the segment's overall financial performance and its contribution to the parent company's consolidated earnings.

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