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Horace Mann Educators HMN Property & Casualty — Net Income

Other segment segments

Life & Retirement
$20.1M+0.5%
Corporate & Other
-$12.8M+14.7%
Supplemental & Group Benefits
$8.5M+7.6%

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
Interest expense9.69.6
Total segment expenses$184.8$122.5$65.8$13.3$386.4
Pretax profit (loss)$33.0$20.7$14.3$(10.8)$57.2
Income tax expense7.24.13.1(5.4)9.0
Segment profit (loss) (Core earnings)25.816.611.2(5.4)48.2
Net investment losses (after-tax)(0.1)(0.1)
Non-core income adjustments (after-tax)3.6(2.7)(7.3)(6.5)
Net income$25.8$20.1$8.5$(12.8)$41.6

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's property & casualty — net income?
Horace Mann Educators (HMN) reported property & casualty — net income of $25.8M in Q2 2026.
How has Horace Mann Educators's property & casualty — net income changed year-over-year?
Horace Mann Educators's property & casualty — net income increased by 56.4% year-over-year, from $16.5M to $25.8M.
What is the long-term trend for Horace Mann Educators's property & casualty — net income?
Over 4 years (2021 to 2025), Horace Mann Educators's property & casualty — net income has grown at a 18.5% compound annual growth rate (CAGR), from $57M to $112.4M.
What does property & casualty — net income mean?
Represents the total profit or loss generated by the property and casualty insurance segment after accounting for all underwriting results, investment income, and applicable taxes. This metric serves as a primary indicator of the segment's overall financial performance and contribution to the parent company's bottom line.

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