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Horace Mann Educators HMN Life & Retirement — Premiums Earned, Net

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's life & retirement — premiums earned, net?
Horace Mann Educators (HMN) reported life & retirement — premiums earned, net of $39.65M in Q4 2025.
How has Horace Mann Educators's life & retirement — premiums earned, net changed year-over-year?
Horace Mann Educators's life & retirement — premiums earned, net increased by 2.6% year-over-year, from $38.65M to $39.65M.
What is the long-term trend for Horace Mann Educators's life & retirement — premiums earned, net?
Over 4 years (2021 to 2025), Horace Mann Educators's life & retirement — premiums earned, net has grown at a 2.6% compound annual growth rate (CAGR), from $143.4M to $158.6M.
What does life & retirement — premiums earned, net mean?
Calculated as direct premiums earned plus assumed premiums minus ceded premiums, representing the actual revenue retained by the insurance segment. This is the primary measure of the company's net underwriting revenue after accounting for reinsurance activity.