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Horace Mann Educators HMN Limited-Pay Whole Life — Capitalizations

Other product segments

Term Life
$1.1M-8.3%
Experience life
$0

Similar metrics at other companies

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BHFTerm and Whole Life Insurance — Capitalization
-$1M
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$43M+38.7%
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CRBGLife Insurance — Capitalization
$95M+5.6%
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PRUIndividual Life — Capitalization
$216M+13.7%
Ameriprise Financial logo
AMPTerm and Whole Life Insurance — Capitalization of acquisition costs
$0-100%
Cincinnati Financial logo
CINFWhole Life Insurance — Capitalized deferred policy acquisition costs
$2M0.0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's limited-pay whole life — capitalizations?
Horace Mann Educators (HMN) reported limited-pay whole life — capitalizations of $100K in Q1 2026.
How has Horace Mann Educators's limited-pay whole life — capitalizations changed year-over-year?
Horace Mann Educators's limited-pay whole life — capitalizations decreased by 0.0% year-over-year, from $100K to $100K.
What is the long-term trend for Horace Mann Educators's limited-pay whole life — capitalizations?
Over 4 years (2021 to 2025), Horace Mann Educators's limited-pay whole life — capitalizations has grown at a -17.3% compound annual growth rate (CAGR), from $1.5M to $700K.
What does limited-pay whole life — capitalizations mean?
Reflects the amount of incremental direct costs related to the acquisition of new insurance policies that are deferred rather than expensed immediately. This metric indicates the level of new business acquisition activity and the associated upfront investment required to secure long-term policyholder relationships. Higher capitalization levels typically signal aggressive growth strategies in the insurance segment.