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Horace Mann Educators HMN Term Life — Capitalizations

Other product segments

Limited-Pay Whole Life
$100K0.0%
Experience life
$0

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life — capitalizations?
Horace Mann Educators (HMN) reported term life — capitalizations of $1.1M in Q1 2026.
How has Horace Mann Educators's term life — capitalizations changed year-over-year?
Horace Mann Educators's term life — capitalizations decreased by 8.3% year-over-year, from $1.2M to $1.1M.
What is the long-term trend for Horace Mann Educators's term life — capitalizations?
Over 4 years (2021 to 2025), Horace Mann Educators's term life — capitalizations has grown at a 1.7% compound annual growth rate (CAGR), from $4.2M to $4.5M.
What does term life — capitalizations mean?
Refers to the amount of acquisition-related costs deferred on the balance sheet during the reporting period rather than being expensed immediately. This reflects the company's strategy for managing the timing of expense recognition for new business production. Higher levels indicate significant investment in acquiring new policyholders.