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Horace Mann Educators HMN Supplemental & Group Benefits — Operating & admin expenses

Other segment segments

Property & Casualty
$34.5M+3.3%
Life & Retirement
$25.1M+4.6%
Corporate & Other
$3.5M-5.4%

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
Catastrophe losses24.224.2
Loss adjustment expenses18.518.5
Interest credited53.21.454.6
Operating & admin expenses34.525.121.03.584.0
Commissions expense16.911.311.339.5
Taxes, licenses and fees5.61.21.50.28.5
Deferred policy acquisition costs(24.9)(6.4)(1.5)(32.8)
Deferred policy acquisition cost amortization25.36.20.532.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's supplemental & group benefits — operating & admin expenses?
Horace Mann Educators (HMN) reported supplemental & group benefits — operating & admin expenses of $21M in Q2 2026.
How has Horace Mann Educators's supplemental & group benefits — operating & admin expenses changed year-over-year?
Horace Mann Educators's supplemental & group benefits — operating & admin expenses decreased by 0.5% year-over-year, from $21.1M to $21M.
What is the long-term trend for Horace Mann Educators's supplemental & group benefits — operating & admin expenses?
Over 3 years (2022 to 2025), Horace Mann Educators's supplemental & group benefits — operating & admin expenses has grown at a 14.3% compound annual growth rate (CAGR), from $54.6M to $81.6M.
What does supplemental & group benefits — operating & admin expenses mean?
Covers the general administrative and overhead costs required to operate the supplemental and group benefits segment, excluding direct claims and commission expenses. This metric is used to evaluate the segment's cost structure and operational scalability.

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