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Horace Mann Educators HMN Life & Retirement — Operating & admin expenses

Other segment segments

Property & Casualty
$34.5M+3.3%
Supplemental & Group Benefits
$21M-0.5%
Corporate & Other
$3.5M-5.4%

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$110M-29.5%

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
Catastrophe losses24.224.2
Loss adjustment expenses18.518.5
Interest credited53.21.454.6
Operating & admin expenses34.525.121.03.584.0
Commissions expense16.911.311.339.5
Taxes, licenses and fees5.61.21.50.28.5
Deferred policy acquisition costs(24.9)(6.4)(1.5)(32.8)
Deferred policy acquisition cost amortization25.36.20.532.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's life & retirement — operating & admin expenses?
Horace Mann Educators (HMN) reported life & retirement — operating & admin expenses of $25.1M in Q2 2026.
How has Horace Mann Educators's life & retirement — operating & admin expenses changed year-over-year?
Horace Mann Educators's life & retirement — operating & admin expenses increased by 4.6% year-over-year, from $24M to $25.1M.
What is the long-term trend for Horace Mann Educators's life & retirement — operating & admin expenses?
Over 3 years (2022 to 2025), Horace Mann Educators's life & retirement — operating & admin expenses has grown at a 4.0% compound annual growth rate (CAGR), from $88.5M to $99.6M.
What does life & retirement — operating & admin expenses mean?
Covers the general and administrative costs required to manage the day-to-day operations of the life and retirement segment, including personnel, technology, and overhead. It serves as a measure of the segment's operational efficiency and cost discipline.

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