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Horace Mann Educators HMN Supplemental health — Expected future gross premiums, undiscounted

Other product segments

Term Life
$700.1M-2.9%
Experience life
$434.4M-9.0%
Limited-Pay Whole Life
$75.4M+3.7%
SPIA (life contingent)
$0

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APOWhole Life — Expected future gross premiums, undiscounted
$1.72B+61.2%
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JXNClosed Block Annuity — Expected future gross premiums, undiscounted
$0
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JXNClosed Block Life — Expected future gross premiums, undiscounted
$3.71B-16.8%
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APOPayout Annuities with Life Contingencies — Expected future gross premiums, undiscounted
$0
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CNOSupplemental health — Expected future gross premiums (Undiscounted)
$9.23B+1.8%

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)As of June 30, 2026 / UndiscountedAs of June 30, 2026 / DiscountedAs of December 31, 2025 / UndiscountedAs of December 31, 2025 / Discounted
Expected future gross premiums75.455.475.956.0
Expected future benefits and expenses342.0119.3337.8118.1
Supplemental health
Expected future gross premiums1,635.81,166.91,613.01,160.1
Expected future benefits and expenses684.5464.2674.0462.7
SPIA (life contingent)
Expected future gross premiums
Expected future benefits and expenses139.799.8144.6103.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's supplemental health — expected future gross premiums, undiscounted?
Horace Mann Educators (HMN) reported supplemental health — expected future gross premiums, undiscounted of $1.64B in Q2 2026.
How has Horace Mann Educators's supplemental health — expected future gross premiums, undiscounted changed year-over-year?
Horace Mann Educators's supplemental health — expected future gross premiums, undiscounted increased by 1.8% year-over-year, from $1.61B to $1.64B.
What is the long-term trend for Horace Mann Educators's supplemental health — expected future gross premiums, undiscounted?
Over 2 years (2023 to 2025), Horace Mann Educators's supplemental health — expected future gross premiums, undiscounted has grown at a -1.0% compound annual growth rate (CAGR), from $6.55B to $6.42B.
What does supplemental health — expected future gross premiums, undiscounted mean?
This metric represents the total nominal value of future gross premiums expected to be collected from supplemental health insurance policies. It provides a view of the undiscounted revenue pipeline for the segment, helping investors assess the scale of future cash inflows before accounting for the time value of money.

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