Horace Mann Educators HMN Term Life — Beginning balance at original discount rate

Other product segments

Similar metrics at other companies

GELife — Beginning balance at locked-in discount rate

$2.53B-53.2%

GELong-term care — Beginning balance at locked-in discount rate

$27.98B+2.1%

PRUTerm Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

1,973,400,000,000%-37,300,000,000pp

EQHTerm — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

294,000,000,000%-22,900,000,000pp

PRUTerm Life — Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Cash Flow and Reinsurance

1,082,400,000,000%-41,100,000,000pp

BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

$5.42B-8.3%

Questions, answered.

What is Horace Mann Educators's term life — beginning balance at original discount rate?

Horace Mann Educators (HMN) reported term life — beginning balance at original discount rate of $432.5M in Q1 2026.

How has Horace Mann Educators's term life — beginning balance at original discount rate changed year-over-year?

Horace Mann Educators's term life — beginning balance at original discount rate decreased by 1.1% year-over-year, from $437.3M to $432.5M.

What is the long-term trend for Horace Mann Educators's term life — beginning balance at original discount rate?

Over 2 years (2023 to 2025), Horace Mann Educators's term life — beginning balance at original discount rate has grown at a 3.2% compound annual growth rate (CAGR), from $1.63B to $1.74B.

What does term life — beginning balance at original discount rate mean?

Represents the initial carrying amount of the liability for future policy benefits calculated using the original discount rate at the start of the reporting period. This metric serves as the baseline for tracking long-duration insurance contract obligations before subsequent adjustments for cash flow or discount rate changes. It is essential for understanding the stability and valuation of long-term life insurance reserves.