Products & Services · Beginning balance at locked-in discount rate
Life — Beginning balance at locked-in discount rate
General Electric Life — Beginning balance at locked-in discount rate decreased by 2.1% to $2.53B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 53.2%, from $5.40B to $2.53B. Over 3 years (FY 2022 to FY 2025), Life — Beginning balance at locked-in discount rate shows a downward trend with a -13.5% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2020
Last reportedQ1 2026Apr 21, 2026
Rolls up toBeginning balance at original discount rate
How to read this metric
Provides a stable baseline to measure the underlying growth or contraction of the insurance portfolio independent of market rate fluctuations.
Detailed definition
This metric tracks the opening valuation of insurance liabilities calculated using the discount rate established at the...
Peer comparison
Used by insurance companies to comply with LDTI accounting requirements for long-duration contracts.
Metric ID:
ge_segment_life_beginning_balance_at_locked_in_discount_rateHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.56B | $6.57B | $6.41B | $6.25B | $6.25B | $6.15B | $6.13B | $5.84B | $5.85B | $5.71B | $5.59B | $5.66B | $5.41B | $5.40B | $5.46B | $3.04B | $2.58B | $2.53B |
| QoQ Change | — | +0.2% | -2.5% | -2.4% | -0.1% | -1.6% | -0.4% | -4.8% | +0.2% | -2.4% | -2.0% | +1.2% | -4.4% | -0.1% | +1.1% | -44.4% | -14.9% | -2.1% |
| YoY Change | — | — | — | — | -4.8% | -6.4% | -4.4% | -6.7% | -6.4% | -7.2% | -8.7% | -3.0% | -7.5% | -5.3% | -2.3% | -46.4% | -52.3% | -53.2% |
Range$2.53B – $6.57B
CAGR-20.1%
Avg YoY Growth-15.3%
Median YoY Growth-6.6%
Current Streak3 quarters decline
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Frequently Asked Questions
- What is General Electric's life — beginning balance at locked-in discount rate?
- General Electric (GE) reported life — beginning balance at locked-in discount rate of $2.53B in Q1 2026.
- How has General Electric's life — beginning balance at locked-in discount rate changed year-over-year?
- General Electric's life — beginning balance at locked-in discount rate decreased by 53.2% year-over-year, from $5.40B to $2.53B.
- What is the long-term trend for General Electric's life — beginning balance at locked-in discount rate?
- Over 3 years (2022 to 2025), General Electric's life — beginning balance at locked-in discount rate has grown at a -13.5% compound annual growth rate (CAGR), from $25.48B to $16.48B.
- What does life — beginning balance at locked-in discount rate mean?
- The starting value of insurance liabilities calculated using the original interest rate assumptions from when the policies were issued.