Horace Mann Educators HMN Whole Life — Beginning balance at original discount rate

Other product segments

Similar metrics at other companies

APOWhole Life — Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Cash Flow and Reinsurance

$1.3B+53.1%

APOWhole Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

$4.72B+54.4%

GELife — Beginning balance at locked-in discount rate

$2.53B-53.2%

CINFWhole Life Insurance — Undiscounted expected future benefit payments

$1.76B+2.3%

METWhole and Term Life & Endowments — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

1,502,000,000,000%-76,000,000,000pp

BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance

$5.42B-8.3%

Questions, answered.

What is Horace Mann Educators's whole life — beginning balance at original discount rate?

Horace Mann Educators (HMN) reported whole life — beginning balance at original discount rate of $615.8M in Q1 2026.

How has Horace Mann Educators's whole life — beginning balance at original discount rate changed year-over-year?

Horace Mann Educators's whole life — beginning balance at original discount rate decreased by 0.4% year-over-year, from $618.2M to $615.8M.

What is the long-term trend for Horace Mann Educators's whole life — beginning balance at original discount rate?

Over 2 years (2023 to 2025), Horace Mann Educators's whole life — beginning balance at original discount rate has grown at a 3.0% compound annual growth rate (CAGR), from $2.36B to $2.5B.

What does whole life — beginning balance at original discount rate mean?

This represents the opening actuarial liability balance for the whole life insurance segment, calculated using the original discount rate established at contract inception. It serves as the baseline for tracking long-term policy obligations before accounting for subsequent economic or assumption changes. Monitoring this balance helps investors understand the core valuation of the insurance portfolio's long-term commitments.