Skip to content

Horace Mann Educators HMN Term Life — Effect of changes in discount rate assumptions

Other product segments

Limited-Pay Whole Life
-$1.9M+13.6%
Experience life
$1.4M-22.2%
SPIA (life contingent)
$0

Similar metrics at other companies

Kemper logo
KMPRTerm Life Insurance — Effect of Changes in Discount Rate Assumptions
-$22.6M+15.7%
Cincinnati Financial logo
CINFTerm Life Insurance — Effect of changes in discount rate assumptions
-$117M-7.3%
Equitable Holdings logo
EQHTerm — Effect of changes in discount rate assumptions
-$16M-129%
Globe Life logo
GLLife — Effect of changes in discount rate assumptions
$833.99M-31.9%
General Electric logo
GELife — Effect of changes in discount rate assumptions
$75M+203%
Chubb logo
CBSegment Life — Effect of changes in discount rate assumptions
-$449M-1,648%

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.04B-1.1%

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:AociLiabilityForFuturePolicyBenefitExpectedNetPremiumBeforeTax.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's term life — effect of changes in discount rate assumptions.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's term life — effect of changes in discount rate assumptions?
Horace Mann Educators (HMN) reported term life — effect of changes in discount rate assumptions of -$17.1M in Q1 2026.
How has Horace Mann Educators's term life — effect of changes in discount rate assumptions changed year-over-year?
Horace Mann Educators's term life — effect of changes in discount rate assumptions increased by 20.1% year-over-year, from -$21.4M to -$17.1M.
What is the long-term trend for Horace Mann Educators's term life — effect of changes in discount rate assumptions?
Over 2 years (2023 to 2025), Horace Mann Educators's term life — effect of changes in discount rate assumptions has grown at a -17.2% compound annual growth rate (CAGR), from -$101.7M to -$69.8M.
What does term life — effect of changes in discount rate assumptions mean?
This metric isolates the financial impact on the liability balance caused solely by changes in the discount rate used for actuarial valuations. It demonstrates the sensitivity of the company's balance sheet to broader macroeconomic interest rate environments. This is a vital metric for understanding non-operational volatility in reported earnings.