Business Segments · Effect of changes in discount rate assumptions
Life Insurance — Effect of changes in discount rate assumptions
Chubb Life Insurance — Effect of changes in discount rate assumptions decreased by 260.9% to -$111.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 68.2%, from -$66.00M to -$111.00M. Over 2 years (FY 2023 to FY 2025), Life Insurance — Effect of changes in discount rate assumptions shows an upward trend with a -90.1% CAGR.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityVolatile
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
An increase in liability due to lower discount rates negatively impacts equity, while higher rates reduce liability values.
Detailed definition
Measures the impact on the present value of future policy benefit liabilities resulting from changes in the discount rat...
Peer comparison
Highly sensitive to macroeconomic interest rate environments across the insurance industry.
Metric ID:
cb_segment_life_insurance_effect_of_changes_in_discount_rate_assumptionsHistorical Data
14 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $322.00M | -$662.00M | -$319.00M | -$421.00M | -$628.00M | -$657.00M | -$684.00M | -$542.00M | -$56.00M | -$66.00M | $29.00M | $33.00M | $69.00M | -$111.00M |
| QoQ Change | — | -305.6% | +51.8% | -32.0% | -49.2% | -4.6% | -4.1% | +20.8% | +89.7% | -17.9% | +143.9% | +13.8% | +109.1% | -260.9% |
| YoY Change | — | -305.6% | — | — | — | +0.8% | -114.4% | -28.7% | +91.1% | +90.0% | +104.2% | +106.1% | +223.2% | -68.2% |
Range-$684.00M – $322.00M
CAGR-27.9%
Avg YoY Growth+9.8%
Median YoY Growth+45.4%
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Frequently Asked Questions
- What is Chubb's life insurance — effect of changes in discount rate assumptions?
- Chubb (CB) reported life insurance — effect of changes in discount rate assumptions of -$111.00M in Q4 2025.
- How has Chubb's life insurance — effect of changes in discount rate assumptions changed year-over-year?
- Chubb's life insurance — effect of changes in discount rate assumptions decreased by 68.2% year-over-year, from -$66.00M to -$111.00M.
- What is the long-term trend for Chubb's life insurance — effect of changes in discount rate assumptions?
- Over 2 years (2023 to 2025), Chubb's life insurance — effect of changes in discount rate assumptions has grown at a -90.1% compound annual growth rate (CAGR), from -$2.03B to $20.00M.
- What does life insurance — effect of changes in discount rate assumptions mean?
- The change in insurance liability values caused by shifting interest rate assumptions.