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Hanover Bancorp HNVR Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$19.1M+4.1%
Net income$1.9M+23.2%
EPS (diluted)$0.25+25.0%

Balance sheet

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Cash & equivalents$194.4M+21.4%
Total debt$68.6M-56.4%
Total equity$201.4M+2.4%
Total assets$2.4B+3.5%

Cash flow

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Operating cash flow-$2.5M-985%
CapEx$184.0K-19.3%
Free cash flow-$2.7M-4,916%

Valuation

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Market cap$177.91M+7.0%
Enterprise value$52.04M-67.8%
P/E22.7×+8.1×
P/S2.4×+0.1×

Profitability

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Net margin10.6%-3.4pp
FCF margin12.7%+11.4pp

Returns & leverage

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Return on equity3.9%-1.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by Hanover Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Hanover Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanover Bancorp's net interest income (after provisions)?
Hanover Bancorp (HNVR) reported net interest income (after provisions) of $15.83M in Q1 2026.
How has Hanover Bancorp's net interest income (after provisions) changed year-over-year?
Hanover Bancorp's net interest income (after provisions) increased by 12.9% year-over-year, from $14.03M to $15.83M.
What is the long-term trend for Hanover Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Hanover Bancorp's net interest income (after provisions) has grown at a 5.3% compound annual growth rate (CAGR), from $40.71M to $50.1M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's net earnings power after accounting for the inherent credit risk in its loan portfolio.