Skip to content
OpenCapital
Get started

HealthEquity HQY Interest coverage

Interest coverage at other companies

UnitedHealth Group logo
UnitedHealth GroupUNH
4.8×-3.5×
Webster Financial Corporation logo
Webster Financial CorporationWBS
1.2×+0.2×
Willis Towers Watson logo
Willis Towers WatsonWTW
8.3×+5.3×
CVS Health logo
CVS HealthCVS
1.9×-1.3×
Centene logo
CenteneCNC
-10.9×-16.0×
Synchrony Financial logo
Synchrony FinancialSYF
2.2×+0.3×

Other financials

Income statement

See full
Revenue$354.6M+7.2%
Gross profit$256.3M+14.3%
Operating income$103.0M+23.9%
Net income$69.4M+28.8%
EPS (diluted)$0.82+34.4%

Balance sheet

See full
Cash & equivalents$265.4M-7.8%
Total debt$984.7M-11.0%
Total equity$2.0B-3.6%
Total assets$3.3B-3.2%

Cash flow

See full
Operating cash flow$97.5M+50.6%
CapEx$362.0K+321%
Free cash flow$97.2M+50.3%

Valuation

See full
Market cap$7.12B-6.7%
Enterprise value$7.84B-7.2%
P/E30.9×-31.8×
P/S5.3×-0.8×

Profitability

See full
Gross margin70.7%+5.2pp
Operating margin25.6%+9.2pp
Net margin17.3%+7.5pp
FCF margin36.5%+9.3pp

Returns & leverage

See full
Return on equity11.1%+5.3pp
Debt / equity0.5×0.0×
Current ratio3.4×-0.6×

Where this comes from

Calculated from HealthEquity’s reported figures.

ebit/interest expense=6.2×

Based on trailing twelve months.

The official record: HealthEquity’s 10-Q, filed May 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about HealthEquity's interest coverage.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is HealthEquity's interest coverage?
HealthEquity (HQY) reported interest coverage of 6.2× in Q1 2026.
How has HealthEquity's interest coverage changed year-over-year?
HealthEquity's interest coverage increased by 95.0% year-over-year, from 3.2× to 6.2×.
What is the long-term trend for HealthEquity's interest coverage?
Over 5 years (2021 to 2026), HealthEquity's interest coverage has grown at a 40.8% compound annual growth rate (CAGR), from 1× to 5.6×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.