Skip to content
OpenCapital
Get started

Hawthorn Bancshares HWBK Q4 2025 Annual earnings

Reported January 28, 2026 · Before market open

Revenue$28.9M
EPS$0.90

Next report

Date not yet announced

Financials

Q4 2025

Income statement

See full
Revenue$21.2M+12.2%
Net income$6.2M+34.5%
EPS (diluted)$0.90+36.4%

Balance sheet

See full
Cash & equivalents$104.3M+105%
Total debt$3.9M+132%
Total equity$174.2M+16.5%
Total assets$1.9B+3.8%

Cash flow

See full
Operating cash flow$15.1M+682%
CapEx$2.1M+129%
Free cash flow$13.0M+1,196%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$240.59M+21.5%
Enterprise value$140.16M-5.8%
P/E10.1×-0.7×
P/S3×+0.3×

Profitability

See full
Net margin29.7%+4.6pp
FCF margin29.4%-1.6pp

Returns & leverage

See full
Return on equity14.7%+1.9pp
Debt / equity0×0.0×

Segments

By product

See full
Bank card income and fees$968.0K-4.4%
Service charges and other fees$885.0K+5.7%
Wealth management revenue$535.0K+12.2%

Versus estimates

Revenue

Q1 2026$28.7M
Q4 2025$28.9M
Q3 2025$28.8MQ2 2025$27.5MQ1 2025$26.9M

Diluted EPS

Q2 2026$1.06Q1 2026$0.98
Q4 2025$0.90
Q3 2025$0.88Q2 2025$0.88Q1 2025$0.77

Ask the moment Hawthorn Bancshares reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Hawthorn Bancshares report Q4 2025 earnings?
Hawthorn Bancshares (HWBK) reported Q4 2025 earnings on January 28, 2026 before market open.
What were Hawthorn Bancshares's Q4 2025 revenue and EPS?
Hawthorn Bancshares reported revenue of $28.9M and eps of $0.90 for Q4 2025.
How did Hawthorn Bancshares's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.2% from $27.4M a year earlier and eps grew 36.4% from $0.66.
Where can I find Hawthorn Bancshares's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000893847-26-000004) and the 10-K periodic report (0000893847-26-000037) directly on SEC EDGAR. The filing index links above go to sec.gov.