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Hawthorn Bancshares HWBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$1.01B-7.1%
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$953.4M+0.9%
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$248.24M+3.2%
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$511.01M-1.7%
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Home BancorpHBCP
$830.03M+9.9%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's noninterest-bearing deposits?
Hawthorn Bancshares (HWBK) reported noninterest-bearing deposits of $425.43M in Q1 2026.
How has Hawthorn Bancshares's noninterest-bearing deposits changed year-over-year?
Hawthorn Bancshares's noninterest-bearing deposits decreased by 0.4% year-over-year, from $427.11M to $425.43M.
What is the long-term trend for Hawthorn Bancshares's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Hawthorn Bancshares's noninterest-bearing deposits has grown at a 2.1% compound annual growth rate (CAGR), from $382.49M to $423.57M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the customer, providing the bank with a low-cost source of funding. A high proportion of these deposits significantly enhances the bank's net interest margin by reducing the overall cost of funds. This metric is a key indicator of the bank's ability to attract and retain core operating accounts.