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Hawthorn Bancshares HWBK Bank — Occupancy, furniture and equipment expense

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Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept hwbk:OccupancyNetAndFurnitureAndEquipmentExpense.

The official record: Hawthorn Bancshares’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's bank — occupancy, furniture and equipment expense?
Hawthorn Bancshares (HWBK) reported bank — occupancy, furniture and equipment expense of $1.08M in Q4 2025.
How has Hawthorn Bancshares's bank — occupancy, furniture and equipment expense changed year-over-year?
Hawthorn Bancshares's bank — occupancy, furniture and equipment expense decreased by 5.5% year-over-year, from $1.14M to $1.08M.
What is the long-term trend for Hawthorn Bancshares's bank — occupancy, furniture and equipment expense?
Over 2 years (2023 to 2025), Hawthorn Bancshares's bank — occupancy, furniture and equipment expense has grown at a 3.2% compound annual growth rate (CAGR), from $4.04M to $4.3M.
What does bank — occupancy, furniture and equipment expense mean?
This includes costs associated with maintaining physical branch locations, office space, and the necessary furniture and technology equipment. It represents the fixed overhead required to sustain the bank's physical and digital service infrastructure. Investors monitor this to assess the bank's efficiency in managing its physical footprint.