What does deposits, negotiable order of withdrawal (NOW) mean?

Represents interest-bearing transaction accounts that allow customers to write checks or make withdrawals, typically held by individuals or non-profit organizations. These deposits serve as a core source of low-cost funding for the bank's lending activities. Growth in this category indicates a strong retail or institutional deposit franchise.

Hoyne Bancorp, Inc. HYNE Deposits, Negotiable Order of Withdrawal (NOW)

Deposits, Negotiable Order of Withdrawal (NOW) at other companies

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$5.99B-5.6%

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$129.19M+9.8%

Bogota Financial Corp.BSBK

$65.53M+18.3%

FB Bancorp, Inc.FBLA

——

Home Federal BancorpHFBL

——

Other financials

Income statement

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Revenue$4.5M+35.4%

Net income-$118.4K+28.7%

EPS (diluted)-$0.02-367%

Balance sheet

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Cash & equivalents$13.5M-56.8%

Total debt$26.0K—

Total equity$161.1M+83.2%

Total assets$477.2M—

Cash flow

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Operating cash flow-$821.1K-191%

CapEx$48.6K-71.7%

Free cash flow-$869.8K-219%

Valuation

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Market cap$124.36M+11.9%

P/E443.6×—

P/S7.6×—

Profitability

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Net margin1.7%—

FCF margin-7.2%—

Returns & leverage

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Return on equity0.2%—

Debt / equity0×—

Where this comes from

Reported directly by Hoyne Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DepositsNegotiableOrderOfWithdrawalNOW.

The official record: Hoyne Bancorp, Inc. ’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hoyne Bancorp, Inc. 's deposits, negotiable order of withdrawal (NOW)?: Hoyne Bancorp, Inc. (HYNE) reported deposits, negotiable order of withdrawal (NOW) of $53.66M in Q1 2026.
What does deposits, negotiable order of withdrawal (NOW) mean?: Represents interest-bearing transaction accounts that allow customers to write checks or make withdrawals, typically held by individuals or non-profit organizations. These deposits serve as a core source of low-cost funding for the bank's lending activities. Growth in this category indicates a strong retail or institutional deposit franchise.