Screener
Independent Bank Corporation IBCP Independent Bank — Interchange income
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Independent Bank Corporation in its filing.
Tagged under the XBRL concept ibcp:InterchangeIncome.
The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 12:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000039311-26-000061
| Line item | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Provision for credit losses | 2,717 | 1,500 | 3,079 | 2,221 |
| Net Interest Income After Provision for Credit Losses | 45,185 | 43,115 | 91,678 | 86,079 |
| Non-interest Income | ||||
| Interchange income | 3,576 | 3,390 | 6,810 | 6,517 |
| Service charges on deposit accounts | 3,100 | 2,981 | 6,035 | 5,795 |
| Net gains (losses) on assets | ||||
| Mortgage loans | 1,651 | 1,631 | 2,959 | 3,934 |
| Equity securities at fair value | 1,600 | — | 1,600 | — |
Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20
FAQ
- What is Independent Bank Corporation's independent bank — interchange income?
- Independent Bank Corporation (IBCP) reported independent bank — interchange income of $3.58M in Q2 2026.
- How has Independent Bank Corporation's independent bank — interchange income changed year-over-year?
- Independent Bank Corporation's independent bank — interchange income increased by 5.5% year-over-year, from $3.39M to $3.58M.
- What is the long-term trend for Independent Bank Corporation's independent bank — interchange income?
- Over 3 years (2022 to 2025), Independent Bank Corporation's independent bank — interchange income has grown at a -0.2% compound annual growth rate (CAGR), from $13.96M to $13.86M.
- What does independent bank — interchange income mean?
- Revenue generated from fees charged to merchants for processing debit or credit card transactions initiated by bank customers. This metric reflects the bank's ability to monetize payment processing activity and consumer spending habits.
Ask your AI about Independent Bank Corporation's independent bank — interchange income.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude