Skip to content

Independent Bank Corporation IBCP Mortgage loans serviced

Mortgage loans serviced at other companies

SPF
South Plains Financial, Inc.SPFI
$1.79B
German American Bancorp logo
German American BancorpGABC
$353.21M+305%
Financial Institutions logo
Financial InstitutionsFISI
$297.8M+6.3%
Community Financial System logo
Community Financial SystemCBU
$560.6M+4.2%
Bank of Hawaii logo
Bank of HawaiiBOH
$2.4B
Camden National logo
Camden NationalCAC
$98.25M+13.9%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:PrincipalAmountOutstandingOnLoansServicedForOthers.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's mortgage loans serviced.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's mortgage loans serviced?
Independent Bank Corporation (IBCP) reported mortgage loans serviced of $2.61B in Q4 2025.
How has Independent Bank Corporation's mortgage loans serviced changed year-over-year?
Independent Bank Corporation's mortgage loans serviced decreased by 26.3% year-over-year, from $3.54B to $2.61B.
What is the long-term trend for Independent Bank Corporation's mortgage loans serviced?
Over 5 years (2020 to 2025), Independent Bank Corporation's mortgage loans serviced has grown at a -2.6% compound annual growth rate (CAGR), from $2.98B to $2.61B.
What does mortgage loans serviced mean?
The total outstanding principal balance of mortgage or other loans that the bank services on behalf of third-party investors. This metric reflects the scale of the bank's loan servicing operations and its ability to generate non-interest fee income. It is a key indicator of the bank's role in the secondary mortgage market and its recurring revenue streams.