Skip to content
Screener

Pioneer Bancorp, Inc. PBFS Residential Mortgage Loans Serviced

Residential Mortgage Loans Serviced at other companies

Annaly Capital Management logo
Annaly Capital ManagementNLY
$674.06M+44.0%
Bank of Hawaii logo
Bank of HawaiiBOH
$2.4B0.0%
MIT
TPG Mortgage Investment TrustMITT
$0-100%
MIT
TPG Mortgage Investment TrustMITT
$78.48M
MIT
TPG Mortgage Investment TrustMITT
$0-100%
MIT
TPG Mortgage Investment TrustMITT
$78.48M

Other financials

Income statement

See full
Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

See full
Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

See full
Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

See full
Market cap$429.31M+36.7%
P/E25.5×+8.8×
P/S4.2×+0.6×

Profitability

See full
Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

See full
Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:ResidentialMortgageLoansServiced.

The source filing: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026.

Filed
Mar 12, 2026, 4:31 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-027092

The Company retains the servicing rights on certain mortgage loans sold, and may release the servicing rights on others. Total residential mortgage loans serviced by the Company for unrelated third parties were approximately $16.9 million and $15.7 million at December 31, 2025 and 2024, respectively. At December 31, 2025 and 2024, the unamortized balance of mortgage servicing rights on loans sold with servicing retained was approximately $157,000 and $140,000, respectively. The estimated fair value of these mortgage servicing rights was in excess of their carrying value at December 31, 2025 and 2024, and therefore no valuation reserve was necessary. At December 31, 2025 and 2024, the Company held escrow funds in trust on loans serviced for others of $358,000 and $336,000, respectively.

ITEM 8.Financial Statements and Supplementary Data

FAQ

What is Pioneer Bancorp, Inc.'s residential mortgage loans serviced?
Pioneer Bancorp, Inc. (PBFS) reported residential mortgage loans serviced of $16.9M in Q4 2025.
How has Pioneer Bancorp, Inc.'s residential mortgage loans serviced changed year-over-year?
Pioneer Bancorp, Inc.'s residential mortgage loans serviced increased by 7.6% year-over-year, from $15.7M to $16.9M.
What does residential mortgage loans serviced mean?
The total principal balance of residential mortgage loans for which the bank performs servicing activities, such as collecting payments and managing escrow accounts. This represents a non-interest income stream for the bank and reflects its scale in the mortgage market. It is a key indicator of the bank's fee-based revenue potential from mortgage operations.

Ask your AI about Pioneer Bancorp, Inc.'s residential mortgage loans serviced.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude