Current Assets

Financing Receivables

International Business Machines Financing Receivables decreased by 15.7% to $14.30B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.9%, from $11.19B to $14.30B. Over 3 years (FY 2022 to FY 2025), Financing Receivables shows an upward trend with a 6.3% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026Apr 23, 2026

How to read this metric

Growth generally signals expansion of the lending business, while a decline may indicate contraction or a shift in capital allocation strategy.

Detailed definition

Financing receivables represent the aggregate contractual amounts due from customers arising from lending and leasing ac...

Peer comparison

Standard metric across all commercial and retail banking institutions.

Metric ID: financing_receivables

Historical Data

13 periods
 Q4 '22Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$14.14B$12.23B$10.93B$13.17B$11.02B$11.86B$11.22B$13.05B$11.19B$13.12B$12.84B$16.97B$14.30B
QoQ Change-13.5%-10.6%+20.5%-16.4%+7.6%-5.4%+16.3%-14.3%+17.2%-2.1%+32.1%-15.7%
YoY Change-6.8%-3.1%+2.6%-0.9%+1.5%+10.6%+14.4%+30.0%+27.9%
Range$10.93B$16.97B
CAGR+0.4%
Avg YoY Growth+8.5%
Median YoY Growth+2.6%

Financing Receivables at Other Companies

Frequently Asked Questions

What is International Business Machines's financing receivables?
International Business Machines (IBM) reported financing receivables of $14.30B in Q1 2026.
How has International Business Machines's financing receivables changed year-over-year?
International Business Machines's financing receivables increased by 27.9% year-over-year, from $11.19B to $14.30B.
What is the long-term trend for International Business Machines's financing receivables?
Over 3 years (2022 to 2025), International Business Machines's financing receivables has grown at a 6.3% compound annual growth rate (CAGR), from $14.14B to $16.97B.
What does financing receivables mean?
The total amount of money owed to the bank by customers for loans and lease agreements.