International Business Machines (IBM) Financing — Revenue year-to-year change (as a percent) — Quarterly & Annual

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Similar metrics at other companies

AIGU.S. Financial Lines — Year 10 (as a percent)

2.3%+1.6pp

AIGU.S. Financial Lines — Year 1 (as a percent)

4%+0.1pp

AIGU.S. Financial Lines — Year 2 (as a percent)

14.3%+0.3pp

AIGU.S. Financial Lines — Year 3 (as a percent)

15.7%-0.3pp

AIGU.S. Financial Lines — Year 4 (as a percent)

14.8%-0.2pp

AIGU.S. Financial Lines — Year 5 (as a percent)

12.5%+0.2pp

Other financials

Income statement

Revenue$15.9B+9.5%

Gross profit$9.9B-0.7%

Net income$1.2B+15.3%

EPS (diluted)$2.27-1.7%

Balance sheet

Cash & equivalents$10.9B-2.7%

Total debt$77.4B+4.9%

Total equity$33.0B+22.7%

Total assets$156.23B+7.3%

Cash flow

Operating cash flow$2.6B+52.7%

CapEx-$975.0M-564%

Free cash flow$1.6B+8.8%

Valuation

Market cap$222.27B-5.4%

Enterprise value$288.76B+0.3%

Profitability

Gross margin58.4%+1.3pp

Net margin15.6%+6.9pp

FCF margin18.7%-1.3pp

Returns & leverage

Return on equity35.9%+14.1pp

Debt / equity2.3×-0.4×

Current ratio0.8×-0.2×

Where this comes from

Reported directly by International Business Machines in its filing.

Tagged under the XBRL concept ibm:SegmentReportingInformationRevenueChangePercent.

The source filing: International Business Machines’s 10-Q, filed April 23, 2026.

Filed: Apr 23, 2026, 6:22 AM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0000051143-26-000038

($ in millions) / For the three months ended March 31, 2026:	Software	Consulting	Infrastructure	Financing	Total Segments
Segment cost	1,216	3,822	1,435	124	6,598
Other expenses and (income) (1)	3,737	891	1,366	(23)	5,971
Segment profit	$2,099	$558	$524	$118	$3,300
Revenue year-to-year change	11.3%	4.0%	15.3%	14.8%	9.6%
Segment profit year-to-year change	13.7%	(0.1)%	111.7%	72.6%	21.3%
Segment profit margin	29.8%	10.6%	15.8%	53.8%	20.8%
For the three months ended March 31, 2025:
Revenue	$6,336	$5,068	$2,886	$191	$14,480

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is International Business Machines's financing — revenue year-to-year change (as a percent)?: International Business Machines (IBM) reported financing — revenue year-to-year change (as a percent) of 14.8% in Q1 2026.
What does financing — revenue year-to-year change (as a percent) mean?: This metric measures the annual growth rate of the financing segment's top-line revenue. It reflects the demand for the company's financing solutions and the overall size of the active financing portfolio. A declining trend often indicates a strategic shift away from internal financing or a contraction in client demand for credit.

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