Products & Services · Year 4 (as a percent)
U.S. Financial Lines — Year 4 (as a percent)
American International Group U.S. Financial Lines — Year 4 (as a percent) decreased by 1.3% to 14.8% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Consistent payout percentages across years indicate stable underwriting and claim handling processes.
Detailed definition
This metric represents the cumulative percentage of total ultimate losses paid out by the end of the fourth year followi...
Peer comparison
Standard actuarial metric used to benchmark the maturity and payout speed of insurance portfolios.
Metric ID:
aig_segment_u_s_financial_lines_year_4_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 15.3% | 15.6% | 15% | 14.8% |
| QoQ Change | — | +2.0% | -3.8% | -1.3% |
| YoY Change | — | +2.0% | -3.8% | -1.3% |
Range14.8% – 15.6%
Avg YoY Growth-1.1%
Median YoY Growth-1.3%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is American International Group's u.s. financial lines — year 4 (as a percent)?
- American International Group (AIG) reported u.s. financial lines — year 4 (as a percent) of 14.8% in Q4 2025.
- What does u.s. financial lines — year 4 (as a percent) mean?
- The proportion of total expected claims paid out by the end of the fourth year.