Products & Services · Year 4 (as a percent)
U.S. Excess Casualty — Year 4 (as a percent)
American International Group U.S. Excess Casualty — Year 4 (as a percent) increased by 1.0% to 19.7% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Deviations from historical norms in the fourth year can indicate unexpected long-tail claim developments.
Detailed definition
This metric represents the cumulative percentage of total ultimate losses for a given accident year that are paid out by...
Peer comparison
Standard actuarial metric for assessing long-term loss development and reserve maturity.
Metric ID:
aig_segment_u_s_excess_casualty_year_4_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 16.9% | 18.1% | 19.5% | 19.7% |
| QoQ Change | — | +7.1% | +7.7% | +1.0% |
| YoY Change | — | +7.1% | +7.7% | +1.0% |
Range16.9% – 19.7%
Avg YoY Growth+5.3%
Median YoY Growth+7.1%
Current Streak3+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American International Group's u.s. excess casualty — year 4 (as a percent)?
- American International Group (AIG) reported u.s. excess casualty — year 4 (as a percent) of 19.7% in Q4 2025.
- What does u.s. excess casualty — year 4 (as a percent) mean?
- The cumulative portion of total expected claims paid out by the end of the fourth year.