What is American International Group's u.s. personal insurance — year 4 (as a percent)?

American International Group (AIG) reported u.s. personal insurance — year 4 (as a percent) of 1.8% in Q4 2025.

What does u.s. personal insurance — year 4 (as a percent) mean?

The cumulative percentage of total expected claim costs paid out by the end of the fourth year.

Products & Services · Year 4 (as a percent)

U.S. Personal Insurance — Year 4 (as a percent)

American International Group U.S. Personal Insurance — Year 4 (as a percent) increased by 260.0% to 1.8% in Q4 2025 compared to the prior quarter.

Analysis

StatementSegment

CategoryEfficiency

SignalContext dependent

VolatilityStable

First reportedQ4 2022

Last reportedQ4 2025

How to read this metric

Consistency in this metric over time demonstrates strong actuarial control and predictable liability management.

Detailed definition

This metric represents the cumulative percentage of total ultimate losses paid out by the end of the fourth year followi...

Peer comparison

Standard benchmark in actuarial loss development analysis.

Metric ID: aig_segment_u_s_personal_insurance_year_4_as_a_percent

Historical Data

4 periods

	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	-0.5%	0.8%	0.5%	1.8%
QoQ Change	—	+260.0%	-37.5%	+260.0%
YoY Change	—	+260.0%	-37.5%	+260.0%

Range-0.5% – 1.8%

Avg YoY Growth+160.8%

Median YoY Growth+260.0%

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Frequently Asked Questions

What is American International Group's u.s. personal insurance — year 4 (as a percent)?: American International Group (AIG) reported u.s. personal insurance — year 4 (as a percent) of 1.8% in Q4 2025.
What does u.s. personal insurance — year 4 (as a percent) mean?: The cumulative percentage of total expected claim costs paid out by the end of the fourth year.