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American International Group AIG U.S. Financial Lines — Year 5 (as a percent)

Other product segments

U.S. Other Casualty
12.6%-5.3%
U.S. Excess Casualty
10.9%+0.9%
UK/Europe Casualty and Financial lines
9%+1.1%
U.S. Workers' Compensation (before discount)
4.8%+6.7%
U.S. Property and Special Risks
4.7%-7.8%
UK/Europe Property and Special Risks
4%+8.1%
U.S. Personal Insurance
2.6%+4.0%
UK/Europe and Japan Personal Insurance
1.7%-5.6%

Similar metrics at other companies

Greenlight Capital RE, Ltd. logo
GLREFinancial — Year 5
23%+10.4pp
Skyward Specialty Insurance Group, Inc. logo
SKWDExited Lines — Year 5
8.9%-0.3pp
Axis Capital Holders logo
AXSInsurance — Year 5
13.3%—
NMI Holdings Inc. logo
NMIHFinancial Guarantee Insurance Product Line — Year 5
6%0.0pp
ESN
ESNTProperty Insurance Product Line — Year 5
5%-2.0pp
CNA Financial logo
CNAOther Professional Liability and Management Liability — Year 5
11.5%+1.0pp

Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%—

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's U.S. financial lines — year 5 (as a percent)?
American International Group (AIG) reported U.S. financial lines — year 5 (as a percent) of 12.5% in Q4 2025.
How has American International Group's U.S. financial lines — year 5 (as a percent) changed year-over-year?
American International Group's U.S. financial lines — year 5 (as a percent) increased by 1.6% year-over-year, from 12.3% to 12.5%.
What does U.S. financial lines — year 5 (as a percent) mean?
This metric represents the loss development or reserve adjustment percentage for the U.S. Financial Lines segment at the five-year maturity point. It measures the variance between original loss estimates and subsequent actual claims experience for policies issued five years prior. This provides insight into the long-term accuracy of actuarial reserving practices for professional liability and financial insurance products.