Products & Services · Year 5 (as a percent)
U.S. Financial Lines — Year 5 (as a percent)
American International Group U.S. Financial Lines — Year 5 (as a percent) increased by 1.6% to 12.5% in Q4 2025 compared to the prior quarter. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalHigher is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
A positive percentage indicates favorable reserve development (reserve releases), while a negative percentage indicates adverse development (reserve strengthening).
Detailed definition
This metric represents the loss development or reserve adjustment percentage for the U.S. Financial Lines segment at the...
Peer comparison
Similar to 'Prior Year Reserve Development' ratios reported by major property and casualty insurers like Chubb or Travelers.
Metric ID:
aig_segment_u_s_financial_lines_year_5_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 12.4% | 12.5% | 12.3% | 12.5% |
| QoQ Change | — | +0.8% | -1.6% | +1.6% |
| YoY Change | — | +0.8% | -1.6% | +1.6% |
Range12.3% – 12.5%
Avg YoY Growth+0.3%
Median YoY Growth+0.8%
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Frequently Asked Questions
- What is American International Group's u.s. financial lines — year 5 (as a percent)?
- American International Group (AIG) reported u.s. financial lines — year 5 (as a percent) of 12.5% in Q4 2025.
- What does u.s. financial lines — year 5 (as a percent) mean?
- The percentage adjustment to insurance loss reserves for policies five years after their inception.