Products & Services · Year 5 (as a percent)
U.S. Excess Casualty — Year 5 (as a percent)
American International Group U.S. Excess Casualty — Year 5 (as a percent) increased by 0.9% to 10.9% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
An increase suggests adverse development and potential under-reserving, while a decrease indicates favorable development and reserve releases.
Detailed definition
This metric represents the cumulative loss development or reserve adequacy for the U.S. Excess Casualty insurance segmen...
Peer comparison
Comparable to loss development factors or reserve redundancy metrics reported by major commercial casualty insurers.
Metric ID:
aig_segment_u_s_excess_casualty_year_5_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 11.4% | 10.5% | 10.8% | 10.9% |
| QoQ Change | — | -7.9% | +2.9% | +0.9% |
| YoY Change | — | -7.9% | +2.9% | +0.9% |
Range10.5% – 11.4%
Avg YoY Growth-1.4%
Median YoY Growth+0.9%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is American International Group's u.s. excess casualty — year 5 (as a percent)?
- American International Group (AIG) reported u.s. excess casualty — year 5 (as a percent) of 10.9% in Q4 2025.
- What does u.s. excess casualty — year 5 (as a percent) mean?
- The percentage change in estimated losses for U.S. Excess Casualty policies five years after the underwriting year began.