Skip to content
OpenCapital
Get started

American International Group AIG U.S. Personal Insurance — Year 5 (as a percent)

Other product segments

U.S. Other Casualty
12.6%-5.3%
U.S. Financial Lines
12.5%+1.6%
U.S. Excess Casualty
10.9%+0.9%
UK/Europe Casualty and Financial lines
9%+1.1%
U.S. Workers' Compensation (before discount)
4.8%+6.7%
U.S. Property and Special Risks
4.7%-7.8%
UK/Europe Property and Special Risks
4%+8.1%
UK/Europe and Japan Personal Insurance
1.7%-5.6%

Similar metrics at other companies

Axis Capital Holders logo
AXSInsurance — Year 5
13.3%—
Everest Group logo
EGProperty Insurance — Year five
8.8%+0.9pp
The Hartford Financial Services Group logo
HIGProperty Insurance — 5th Year
1.9%-0.4pp
United Fire Group logo
UFCSPersonal — Year 5
0.6%-0.2pp
American Financial Group logo
AFGProperty and casualty insurance — Year 5
9.4%-3.7pp
Selective Insurance Group logo
SIGIPersonal automobile — Short-duration insurance contracts, historical claims duration, year five
3.1%-0.4pp

Other financials

Income statement

See full
Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

See full
Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

See full
Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

See full
Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

See full
Net margin11.9%+8.6pp
FCF margin21.5%—

Returns & leverage

See full
Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about American International Group's u.s. personal insurance — year 5 (as a percent).

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is American International Group's U.S. personal insurance — year 5 (as a percent)?
American International Group (AIG) reported U.S. personal insurance — year 5 (as a percent) of 2.6% in Q4 2025.
How has American International Group's U.S. personal insurance — year 5 (as a percent) changed year-over-year?
American International Group's U.S. personal insurance — year 5 (as a percent) increased by 4.0% year-over-year, from 2.5% to 2.6%.
What does U.S. personal insurance — year 5 (as a percent) mean?
This metric represents the cumulative development of loss reserves for the U.S. Personal Insurance segment at the five-year maturity mark. It measures the accuracy of initial loss estimates by comparing the original reserve provisions against subsequent claims payments and updated projections over a five-year period.