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International Business Machines IBM Financing Receivable And Net Investment In Lease Allowance For Credit Losses

Segments

By geography

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Americas$66M—
Europe/Middle East/Africa$51M—
Asia Pacific$7M—

Other financials

Income statement

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Revenue$15.9B+9.5%
Gross profit$8.9B+11.4%
Net income$1.2B+15.3%
EPS (diluted)$1.28+14.3%

Balance sheet

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Cash & equivalents$10.9B-2.7%
Total debt$77.4B+4.9%
Total equity$33.0B+22.7%
Total assets$156.23B+7.2%

Cash flow

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Operating cash flow$5.2B+18.3%
CapEx$232.0M-4.9%
Free cash flow$4.9B+19.7%

Valuation

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Market cap$234.13B-1.3%
Enterprise value$300.62B+0.3%
P/E21.8×-21.6×
P/S3.4×-0.4×

Profitability

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Gross margin58.4%+1.3pp
Net margin15.6%+6.9pp

Returns & leverage

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Return on equity35.9%+14.1pp
Debt / equity2.3×-0.4×
Current ratio0.8×-0.2×

Where this comes from

Reported directly by International Business Machines in its filing.

Tagged under the XBRL concept ibm:FinancingReceivableAndNetInvestmentInLeaseAllowanceForCreditLosses.

The official record: International Business Machines’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Business Machines's financing receivable and net investment in lease allowance for credit losses?
International Business Machines (IBM) reported financing receivable and net investment in lease allowance for credit losses of $128M in Q1 2026.
How has International Business Machines's financing receivable and net investment in lease allowance for credit losses changed year-over-year?
International Business Machines's financing receivable and net investment in lease allowance for credit losses decreased by 14.1% year-over-year, from $149M to $128M.
What is the long-term trend for International Business Machines's financing receivable and net investment in lease allowance for credit losses?
Over 3 years (2022 to 2025), International Business Machines's financing receivable and net investment in lease allowance for credit losses has grown at a -6.6% compound annual growth rate (CAGR), from $173M to $141M.