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Investors Title Company ITIC Reserve for insurance claims

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Other financials

Income statement

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Revenue$86.5M+17.5%
Net income$14.6M+19.2%
EPS (diluted)$7.73+19.3%

Balance sheet

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Cash & equivalents$20.5M-31.1%
Total debt$8.7M+8.8%
Total equity$286.6M+7.7%
Total assets$380.1M+9.9%

Cash flow

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Operating cash flow$8.1M-8.3%
CapEx$1.9M+19.8%
Free cash flow$6.3M-14.3%

Valuation

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Market cap$539.65M+24.3%
Enterprise value$527.9M+28.0%
P/E13.4×+0.2×
P/S1.8×+0.2×

Profitability

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Net margin13.8%+1.5pp
FCF margin9%+0.5pp

Returns & leverage

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Return on equity14.6%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Investors Title Company in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Investors Title Company’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000720858-26-000030
Line itemJune 30,2026December 31,2025
Total Assets$380,125$363,138
Liabilities and Stockholders’ Equity
Liabilities:
Reserve for claims$39,102$38,092
Accounts payable and accrued liabilities38,30341,525
Lease liabilities8,7178,050
Deferred income taxes, net7,4327,171
Total liabilities93,55494,838

Item 1. Financial Statements

FAQ

What is Investors Title Company's reserve for insurance claims?
Investors Title Company (ITIC) reported reserve for insurance claims of $39.1M in Q2 2026.
How has Investors Title Company's reserve for insurance claims changed year-over-year?
Investors Title Company's reserve for insurance claims increased by 2.8% year-over-year, from $38.05M to $39.1M.
What is the long-term trend for Investors Title Company's reserve for insurance claims?
Over 3 years (2022 to 2025), Investors Title Company's reserve for insurance claims has grown at a 0.8% compound annual growth rate (CAGR), from $37.19M to $38.09M.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as an estimate for claims incurred but not yet reported. It is a critical measure of the company's actuarial assessment of future obligations. Adequate reserving is essential for maintaining long-term solvency and financial stability in the insurance industry.

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