Question 1

What is First American Financial's reserve for insurance claims?

Accepted Answer

First American Financial (FAF) reported reserve for insurance claims of $1.15B in Q2 2026.

Question 2

How has First American Financial's reserve for insurance claims changed year-over-year?

Accepted Answer

First American Financial's reserve for insurance claims decreased by 3.2% year-over-year, from $1.19B to $1.15B.

Question 3

What is the long-term trend for First American Financial's reserve for insurance claims?

Accepted Answer

Over 5 years (2020 to 2025), First American Financial's reserve for insurance claims has grown at a -0.1% compound annual growth rate (CAGR), from $1.18B to $1.17B.

Question 4

What does reserve for insurance claims mean?

Accepted Answer

This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as an estimate for claims that have been incurred but not yet reported. It is a critical measure of the company's actuarial soundness and ability to meet future policyholder obligations. Significant changes in this reserve can indicate shifts in claim frequency, severity, or underwriting performance.

Line item	June 30, 2026	December 31,2025
Deposits	$7,877.9	$5,292.7
Accounts payable and accrued liabilities	902.1	1,002.7
Deferred revenue	208.3	214.0
Reserve for known and incurred but not reported claims	1,151.6	1,169.6
Income taxes payable	55.4	42.7
Deferred income taxes	312.7	312.7
Operating lease liabilities	206.2	218.2
Secured financings payable	1,036.5	906.5

Reserve for insurance claims at other companies

Segments

By product

Other financials

Income statement

Balance sheet

Cash flow

Valuation

Profitability

Returns & leverage

Where this comes from

FAQ

Ask your AI about First American Financial's reserve for insurance claims.

First American Financial FAF Reserve for insurance claims