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First American Financial FAF Reserve for insurance claims

Reserve for insurance claims at other companies

Old Republic International logo
Old Republic InternationalORI
$14.95B+7.2%
American Financial Group logo
American Financial GroupAFG
$14.91B+6.8%
Ally Financial logo
Ally FinancialALLY
$251M-6.3%
Arch Capital Group logo
Arch Capital GroupACGL
$34.11B+10.2%
Reinsurance Group of America logo
Reinsurance Group of AmericaRGA
Cincinnati Financial logo
Cincinnati FinancialCINF

Segments

By product

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Title Insurance$1.14B-1.3%

Other financials

Income statement

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Revenue$1.8B+16.2%
Net income$125.1M+68.6%
EPS (diluted)$1.21+70.4%

Balance sheet

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Cash & equivalents$2.4B+19.1%
Total debt$1.8B-1.4%
Total equity$5.5B+9.4%
Total assets$17.9B+15.7%

Cash flow

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Operating cash flow$5.6M+111%
CapEx$38.3M-8.2%
Free cash flow-$32.7M+65.4%

Valuation

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Market cap$6.99B-8.6%
Enterprise value$6.31B-15.3%
P/E10.4×-37.9×
P/S0.9×-0.3×

Profitability

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Net margin8.7%+6.2pp
FCF margin10.7%+1.7pp

Returns & leverage

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Return on equity12.8%+9.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: First American Financial’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First American Financial's reserve for insurance claims?
First American Financial (FAF) reported reserve for insurance claims of $1.17B in Q1 2026.
How has First American Financial's reserve for insurance claims changed year-over-year?
First American Financial's reserve for insurance claims decreased by 1.8% year-over-year, from $1.19B to $1.17B.
What is the long-term trend for First American Financial's reserve for insurance claims?
Over 5 years (2020 to 2025), First American Financial's reserve for insurance claims has grown at a -0.1% compound annual growth rate (CAGR), from $1.18B to $1.17B.
What does reserve for insurance claims mean?
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as an estimate for claims that have been incurred but not yet reported. It is a critical measure of the company's actuarial soundness and ability to meet future policyholder obligations. Significant changes in this reserve can indicate shifts in claim frequency, severity, or underwriting performance.