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Stewart Information Services STC Reserve for insurance claims

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Other financials

Income statement

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Revenue$899.2M+24.5%
Net income$37.2M+16.5%
EPS (diluted)$1.21+7.1%

Balance sheet

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Cash & equivalents$261.6M+46.9%
Total debt$124.2M-4.3%
Total equity$1.7B+16.3%
Total assets$3.2B+19.6%

Cash flow

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Operating cash flow$60.5M+13.2%
CapEx$16.4M+33.5%
Free cash flow-$20.9M+50.4%

Valuation

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Market cap$2.01B+5.4%
Enterprise value$1.86B+0.8%
P/E14.9×-6.8×
P/S0.6×-0.1×

Profitability

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Net margin4.1%+0.8pp
FCF margin5%+1.3pp

Returns & leverage

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Return on equity8.7%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Stewart Information Services in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Stewart Information Services’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 4:19 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000094344-26-000013
Line itemMarch 31, 2026 (Unaudited)December 31, 2025
Notes payable646,748646,606
Accounts payable and accrued liabilities251,949255,852
Operating lease liabilities123,859122,153
Estimated title losses516,776524,473
Deferred tax liabilities52,99153,323
1,592,3231,602,407
Contingent liabilities and commitments
Stockholders’ equity

Item 1. Financial Statements

FAQ

What is Stewart Information Services's reserve for insurance claims?
Stewart Information Services (STC) reported reserve for insurance claims of $516.78M in Q1 2026.
How has Stewart Information Services's reserve for insurance claims changed year-over-year?
Stewart Information Services's reserve for insurance claims increased by 1.2% year-over-year, from $510.79M to $516.78M.
What is the long-term trend for Stewart Information Services's reserve for insurance claims?
Over 5 years (2020 to 2025), Stewart Information Services's reserve for insurance claims has grown at a 1.1% compound annual growth rate (CAGR), from $496.28M to $524.47M.
What does reserve for insurance claims mean?
This represents the estimated liability for both reported insurance claims and those that have been incurred but not yet reported, including associated claim adjustment expenses. It is a critical metric for assessing the adequacy of the company's underwriting and its ability to meet future policyholder obligations. Significant changes in these reserves can indicate shifts in claims experience or changes in the company's actuarial assumptions.

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