JPMorgan Chase Corporate Investment Bank — Overhead ratio remained flat by 0.0% to $0.49 in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.9%, from $0.51 to $0.49. This is a positive signal — lower values indicate better performance for this metric.
A lower ratio is favorable, indicating better cost control and operational leverage, while a higher ratio suggests rising costs relative to income.
The overhead ratio represents the proportion of noninterest expenses relative to total net revenues for the commercial a...
Commonly referred to as the efficiency ratio in banking, used to benchmark operational discipline against peers.
jpm_segment_commercial_investment_bank_overhead_ratio| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.49 | $0.47 | $0.54 | $0.56 | $0.56 | $0.55 | $0.55 | $0.63 | $0.53 | $0.51 | $0.51 | $0.50 | $0.49 | $0.49 |
| QoQ Change | — | -4.1% | +14.9% | +3.7% | +0.0% | -1.8% | +0.0% | +14.5% | -15.9% | -3.8% | +0.0% | -2.0% | -2.0% | +0.0% |
| YoY Change | — | — | — | +14.3% | +19.1% | +1.9% | -1.8% | +12.5% | -3.6% | -7.3% | -19.0% | -5.7% | -3.9% | -3.9% |
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