What is The Joint Corp.'s provision for credit losses?

The Joint Corp. (JYNT) reported provision for credit losses of $85.22K in Q1 2026.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

The Joint Corp. JYNT Provision for Credit Losses

Provision for Credit Losses at other companies

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$113K-54.6%

Dine Brands GlobalDIN

$2.2M+29.4%

Papa John's InternationalPZZA

$1.17M-31.7%

Teladoc HealthTDOC

-$79K-234%

Domino's PizzaDPZ

$44K+177%

CompassCOMP

——

Other financials

Income statement

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Revenue$14.8M+13.3%

Gross profit$12.1M+19.7%

Operating income$873.7K+229%

Net income$1.3M+34.2%

EPS (diluted)$0.09+50.0%

Balance sheet

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Cash & equivalents$21.4M-6.4%

Total debt$2.0M-9.3%

Total equity$15.5M-22.3%

Total assets$57.9M-25.0%

Cash flow

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Operating cash flow-$1.5M+60.1%

CapEx$234.6K-29.2%

Free cash flow-$1.7M+57.6%

Valuation

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Market cap$127.87M-28.0%

Enterprise value$108.49M-27.1%

P/E39.5×—

P/S2.3×-0.2×

Profitability

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Gross margin80.6%-6.0pp

Operating margin1.1%+0.7pp

Net margin5.7%+3.7pp

FCF margin7.2%-0.4pp

Returns & leverage

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Return on equity18.3%+11.6pp

Debt / equity0.1×0.0×

Current ratio1.6×+0.1×

Where this comes from

Reported directly by The Joint Corp. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: The Joint Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Joint Corp.'s provision for credit losses?: The Joint Corp. (JYNT) reported provision for credit losses of $85.22K in Q1 2026.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.