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Kingstone Companies KINS Claims reserve discount

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Other financials

Income statement

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Revenue$65.9M+25.9%
Net income$15.5M+37.5%
EPS (diluted)$1.05+34.6%

Balance sheet

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Cash & equivalents$16.9M-49.8%
Total debt$3.9M-25.4%
Total equity$129.2M+36.1%
Total assets$477.9M+21.5%

Cash flow

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Operating cash flow$28.7M+210%
CapEx$908.2K+57.4%
Free cash flow$27.8M+220%

Valuation

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Market cap$295.2M+37.0%
Enterprise value$282.18M+51.0%
P/E8.4×+0.5×
P/S1.2×+0.1×

Profitability

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Net margin14.8%0.0pp
FCF margin34.9%-2.3pp

Returns & leverage

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Return on equity31.5%-9.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Kingstone Companies in its filing.

Tagged under the XBRL concept king:DeferredTaxAssetsClaimsReserveDiscount.

The source filing: Kingstone Companies’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 9:15 AM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0000033992-26-000037
Deferred tax asset: / Net operating loss (1)June 30,2026 / $June 30,2026 / -December 31,2025 / $December 31,2025 / -
Claims reserve discount1,868,9391,562,424
Unearned premium6,258,6404,948,868
Deferred ceding commission revenue594,3741,756,131
Net unrealized losses on securities2,579,7631,811,373
Other978,408916,350
Total deferred tax assets12,280,12410,995,146
Deferred tax liability:
Investment in KICO (2)759,543759,543

Item 1. Financial Statements.

FAQ

What is Kingstone Companies's claims reserve discount?
Kingstone Companies (KINS) reported claims reserve discount of $1.87M in Q2 2026.
How has Kingstone Companies's claims reserve discount changed year-over-year?
Kingstone Companies's claims reserve discount increased by 33.0% year-over-year, from $1.4M to $1.87M.
What does claims reserve discount mean?
Claims reserve discount as reported by Kingstone Companies, Inc..

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